According to Inverco data in May of this year 2022, Spain is a fairly conservative country in terms of investments, since subscriptions in fixed income fund invest.
This is why Helpmycash experts explain what are the most recommended investment products for the most cautious investors, and above all, for those investors who want to take their first steps in the world of investments.
Safe products to invest
The first thing we must take into account when choosing a product to invest, is to choose one that is easy to understand, for this it is also necessary to get away from all types of advertisements that try to convince beginner investors to put their money in “simple” assets, but that are very difficult to understand for a beginner.
That is why the National Securities Market Commission (CNMV) has classified the simplest products to the most complex to invest this “depending on the knowledge and investment experience of each one, it is more advisable to hire one or the other”, according to HelpmyCash finance expert, Sara Gil.
Among the simplest products we achieve investment funds, which also turn out to be the types of favorite products of beginner investors.
Invest safely and with guarantees
When a person has no knowledge in an investment, in general a way of starting is to be advised by an expert, in this way you can have advice from a professional who has experience in the field of investment and who knows which types of assets work better and which do not, but the reality of this, is that on many occasions, investing through intermediaries can make many robberies, these called “Advisors robberies”.
Given this, it is always to investigate in depth and advise before investing in any type of “expert” that offers us this type of help, although a point in favor is that in most cases the commissions for this type of services are usually quite low and we can access all types of profitable products if we are well advised, although this will also depend on our investment capacity and our profile as an investor.
That is why you have to always be careful with the “robbery advisors”, about this the finance expert, Sara Gil, warns the following “the robbery Advisors are a relatively recent market in Spain, but there are already thousands of people who trust their services. For example, Indexa Capital, which is currently the market leader, has more than 50,000 customers and continues to grow.”